Free to download on iPhone

Your complete
financial picture
in one place.

Track net worth, budgets, ISAs, pensions and investments. With an AI assistant that answers questions about your money in plain English.

Download on App Store See features
No bank login required
Encrypted & private
iPhone · iPad coming soon

60+

Spending categories

10+

Account types supported

0

Bank logins required

100%

Private & encrypted

Features

Everything you need to manage your money

From day-to-day spending to long-term wealth building — all in one beautifully designed app.

Net worth tracker

See all your assets, liabilities, savings and investments in one dashboard. Updated in real time as you add transactions.

Pro

AI financial assistant

Ask anything about your money in plain English. Powered by AI — your data, your questions, instant answers.

"How much did I spend on food last month?"
"Am I on track to hit my savings goals?"

Smart budgets

Set monthly spending limits by category. Get notified before you overspend. See progress at a glance in your monthly reports.

Wealth forecasting

Pro

Project your net worth 1 to 5 years forward with compound growth scenarios. See how an extra £200/month changes the picture.

Tax year & ISA tracker

Pro

Track ISA allowances by type (Cash, Stocks, LISA), pension contributions, and tax year progress — all in one view.

Safe to spend

Know exactly how much you can spend before your next payday, after bills and commitments are accounted for. No guesswork.

🏦

60+ categories

Auto AI tagging

🎯

Savings goals

With progress tracking

🔁

Recurring items

Bills, salary, subscriptions

📊

Financial health score

0–100 personalised rating

In the app

See it in action

A finance app that actually looks good to use.

Home — net worth, payday card, accounts
Net worth with wealth trajectory chart
Reports — financial health score, spending
AI assistant
Analytics and spending trends
Student loan tracker — repayment projection, write-off date

← Scroll to see more →

Pricing

Simple, honest pricing

Start free. Upgrade when you're ready. Cancel anytime.

Free

£0 forever
Download free
  • Unlimited accounts
  • Transactions & categories
  • Net worth overview
  • Recurring bills & income
  • Budgets (up to 7)
  • Home screen widgets
Most popular

Pro — Monthly

£4.99 /month

Billed monthly · cancel anytime

Start with Pro
  • Everything in Free
  • AI financial assistant
  • Unlimited budgets
  • Wealth forecasting & projections
  • Financial health score
  • Tax year & ISA tracker
  • Reports & spending trends
  • Split transactions
  • Pension projector
  • Apple Family Sharing (up to 6)
Save 33%

Pro — Annual

£3.33 /month

£39.99 billed once a year

Get annual Pro
  • Everything in Pro monthly
  • 33% saving vs monthly
  • Apple Family Sharing included

Apple Family Sharing — share your Pro subscription with up to 6 family members at no extra cost, via your existing iCloud family group.

Managed and billed through Apple. Cancel anytime in your iPhone Settings. No hidden fees.

Everything you get

Feature
Free
Pro

Core

Unlimited accounts
Transactions & categories
Net worth overview
Recurring bills & income
Bill calendar
Debt payoff planner
Budgets
Up to 7
Unlimited

Intelligence

AI financial assistant
Spending anomaly alerts
Financial health score
Net worth forecasting
Analytics & trends
Subscription scanner

UK Specialist

Tax year & ISA tracker
Pension tracker
Student loan tracker
Protection tracker
Savings goals
Couples & shared expenses
Year in Review
Download free
Start Pro

Managed and billed through Apple. Cancel anytime in your iPhone Settings. No hidden fees.

FAQ

Frequently asked questions

Is Trove Wealth really free?

Yes. Core features — accounts, transactions, net worth overview, recurring items, and basic budgets — are free forever with no time limit. Pro adds AI, forecasting, unlimited budgets, and advanced analytics for £4.99/month or £39.99/year.

Does it connect to my bank automatically?

Not yet — you add accounts and transactions manually, which means your data stays completely under your control and no bank credentials are ever stored. Automatic bank sync via Open Banking is on our roadmap.

Is my financial data secure?

All data is encrypted in transit and at rest, with row-level security ensuring your data is only accessible by you. We never sell your data or share it with third parties.

What devices does it support?

Trove Wealth is available for iPhone (iOS 16 and above). Your data syncs automatically via your account. An iPad version with a full split-view layout is currently in development and will follow the iPhone launch.

How does Family Sharing work?

With a Pro subscription, up to 6 family members can access all Pro features through Apple's built-in Family Sharing — at no extra cost. Each person has their own separate account and data. Managed through your iCloud family group, just like any other App Store purchase.

Can I cancel my subscription?

Yes, cancel any time through your iPhone Settings → Apple ID → Subscriptions. No lock-in, no cancellation fee. You'll keep Pro access until the end of your billing period, then revert to the free plan.
Trove Wealth

Start tracking your wealth today

Free to download. No bank login. No commitment.

Download on the App Store

iPhone · iOS 16+ · Free to download · iPad coming soon